Privacy Policy

Your privacy and data security are our top priorities. Learn how we collect, use, and protect your personal information.

Last Updated: November 25, 2025

At World-finanzz-bk, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect your data when you use our services. We operate in full compliance with the General Data Protection Regulation (GDPR) and other applicable European data protection laws.

Information We Collect

We collect information that you provide directly to us when you:

Apply for financing or loans through our platform
Create an account or register for our services
Contact us for customer support or inquiries
Subscribe to our newsletters or marketing communications

This information may include: your name, email address, phone number, date of birth, address, employment information, financial details, identification documents, and any other information you choose to provide. We also automatically collect certain information when you visit our website, including: IP address, browser type, device information, pages visited, time spent on pages, referring website, and cookies data.

How We Use Your Information

We use your personal information for the following purposes:

Processing and evaluating your loan or financing applications
Verifying your identity and conducting credit checks
Communicating with you about your applications and services
Providing customer support and responding to inquiries
Improving our services and website functionality
Complying with legal and regulatory obligations
Preventing fraud and ensuring platform security
Sending you marketing communications (with your consent)
Analyzing usage patterns to enhance user experience

Data Security

We implement industry-standard security measures to protect your personal information:

SSL/TLS encryption for all data transmission
Secure data storage with encrypted databases
Regular security audits and vulnerability assessments
Access controls limiting data access to authorized personnel only
Employee training on data protection and privacy
Compliance with ISO 27001 security standards
Regular data backups to prevent data loss
Incident response procedures for any security breaches

While we take all reasonable precautions, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but continuously work to maintain the highest standards.

Information Sharing

We may share your information with:

Financial institutions and lenders for loan processing
Credit bureaus and verification agencies
Legal and regulatory authorities when required by law
Service providers who assist in our operations (under strict confidentiality agreements)
Professional advisors (lawyers, accountants, auditors)

We do NOT:

Sell your personal information to third parties
Share your data for marketing purposes without consent
Transfer data outside the European Economic Area without adequate safeguards

Your Rights Under GDPR

Under the GDPR, you have the following rights:

Right to Access: Request copies of your personal data
Right to Rectification: Correct inaccurate or incomplete data
Right to Erasure: Request deletion of your data ("right to be forgotten")
Right to Restriction: Limit how we use your data
Right to Data Portability: Receive your data in a structured format
Right to Object: Oppose certain types of data processing
Right to Withdraw Consent: Withdraw consent at any time
Right to Lodge a Complaint: Contact your data protection authority

To exercise any of these rights, please contact our Data Protection Officer at privacy@financiabk.com

Cookies and Tracking Technologies

We use cookies and similar technologies to:

Remember your preferences and settings
Analyze website traffic and usage patterns
Provide personalized content and recommendations
Enable security features and fraud prevention
Measure the effectiveness of our marketing campaigns

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website. Types of cookies we use:

Essential cookies (necessary for website functionality)
Analytics cookies (help us improve our services)
Marketing cookies (deliver relevant advertisements)
Preference cookies (remember your settings)

International Data Transfers

Your personal data is primarily stored and processed within the European Economic Area (EEA). If we transfer data outside the EEA, we ensure:

Adequate level of protection as required by GDPR
Standard contractual clauses approved by the European Commission
Certification under approved frameworks (e.g., EU-U.S. Data Privacy Framework)
Your explicit consent for the transfer

We work only with service providers who demonstrate strong data protection practices.

Data Retention

We retain your personal information only as long as necessary:

Active applications: Duration of application process plus 12 months
Approved loans: Duration of loan term plus 7 years (legal requirement)
Marketing data: Until you withdraw consent or 3 years of inactivity
Website analytics: Maximum 26 months

After the retention period, we securely delete or anonymize your data in accordance with our data retention policy and legal obligations.

GDPR Compliance

World-finanzz-bk is fully compliant with the General Data Protection Regulation (GDPR) and maintains comprehensive data protection measures. We have appointed a Data Protection Officer (DPO) who oversees our privacy practices and ensures ongoing compliance with all applicable data protection laws. Our DPO can be reached at privacy@world-finanzz-bk.com for any data protection inquiries.

Questions About Privacy?

If you have any questions or concerns about our privacy practices, please don’t hesitate to contact us.